Banks collected $12.1 billion overdraft fees 2024 blocking stablecoin yield CLARITY Act
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Banks and Credit Unions Collected $12.1 Billion in Overdraft Fees in 2024 While Blocking Americans From Earning Yield on Stablecoins

Key Facts U.S. banks and credit unions collected $12.1 billion in overdraft and NSF fees in 2024, according to revised estimates from the Financial Health Network — a figure understated by $3.8 billion in prior CFPB reporting. The 2025 trend…