Crypto exchange insurance requirements by country in 2026 showing five jurisdiction cards for EU MiCA marked as equivalent requirement United States marked partial with surety bonds UAE VARA marked mandatory Singapore marked expected and Hong Kong marked mandatory plus statistics showing 3.1 billion dollars in H1 2025 crypto losses 255 million dollar maximum Japan reserve requirement 1 billion dollar plus Binance SAFU fund and 8 plus jurisdictions with requirements
Crypto Insurance
Does Your Crypto Exchange Need Insurance? Regulatory Requirements by Country

⚡ Key Highlights In 2026, crypto exchange insurance (or equivalent financial safeguards) is becoming a licensing requirement in most major markets. Japan, South Korea, Hong Kong, and the UAE now mandate insurance or dedicated reserve funds. The EU and UK…